Call reports 2004
PETEFISH, SKILES & COMPANY — 2004
What PETEFISH, SKILES & COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 94,595,000 | 95,866,000 | 98,915,000 | 100,183,000 |
| Total loans | 49,966,000 | 55,833,000 | 59,218,000 | 59,382,000 |
| Allowance for loan losses | 394,000 | 671,000 | 665,000 | 645,000 |
| Securities available for sale | 16,932,000 | 16,347,000 | 16,951,000 | 18,261,000 |
| Securities held to maturity | 19,548,000 | 18,654,000 | 17,297,000 | 15,027,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,173,000 | 84,543,000 | 87,091,000 | 88,951,000 |
| Interest-bearing deposits | 73,710,000 | 75,961,000 | 79,141,000 | 78,897,000 |
| Noninterest-bearing deposits | 9,463,000 | 8,582,000 | 7,950,000 | 10,054,000 |
| Equity capital | 10,821,000 | 10,605,000 | 11,086,000 | 10,876,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,300,000 | 2,644,000 | 4,046,000 | 5,467,000 |
| Interest expense | 324,000 | 636,000 | 979,000 | 1,348,000 |
| Net interest income | 976,000 | 2,008,000 | 3,067,000 | 4,119,000 |
| Noninterest income | 46,000 | 98,000 | 134,000 | 214,000 |
| Noninterest expense | 491,000 | 1,086,000 | 1,688,000 | 2,310,000 |
| Provision for loan losses | 30,000 | 310,000 | 310,000 | 310,000 |
| Pretax income | 506,000 | 715,000 | 1,207,000 | 1,719,000 |
| Income tax | 120,000 | 240,000 | 381,000 | 419,000 |
| Net income | 386,000 | 475,000 | 826,000 | 1,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,467,000 | 9,568,000 | 9,931,000 | 9,836,000 |
| Total capital | 9,861,000 | 10,239,000 | 10,596,000 | 10,481,000 |
| Risk-weighted assets | 60,005,000 | 62,869,000 | 65,481,000 | 66,467,000 |