Call reports 2003
PETEFISH, SKILES & COMPANY — 2003
What PETEFISH, SKILES & COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 86,696,000 | 88,006,000 | 92,971,000 | 93,734,000 |
| Total loans | 47,332,000 | 47,472,000 | 50,308,000 | 50,156,000 |
| Allowance for loan losses | 347,000 | 371,000 | 369,000 | 382,000 |
| Securities available for sale | 21,171,000 | 20,906,000 | 18,355,000 | 16,981,000 |
| Securities held to maturity | 8,169,000 | 11,705,000 | 16,334,000 | 20,781,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,136,000 | 75,548,000 | 80,813,000 | 82,189,000 |
| Interest-bearing deposits | 67,877,000 | 68,100,000 | 72,987,000 | 73,396,000 |
| Noninterest-bearing deposits | 7,259,000 | 7,448,000 | 7,826,000 | 8,793,000 |
| Equity capital | 10,275,000 | 10,798,000 | 10,945,000 | 10,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,283,000 | 2,547,000 | 3,827,000 | 5,141,000 |
| Interest expense | 411,000 | 802,000 | 1,172,000 | 1,514,000 |
| Net interest income | 872,000 | 1,745,000 | 2,655,000 | 3,627,000 |
| Noninterest income | 44,000 | 87,000 | 153,000 | 250,000 |
| Noninterest expense | 439,000 | 877,000 | 1,428,000 | 2,053,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 150,000 |
| Pretax income | 432,000 | 865,000 | 1,260,000 | 1,674,000 |
| Income tax | 109,000 | 221,000 | 316,000 | 361,000 |
| Net income | 323,000 | 644,000 | 944,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,865,000 | 9,197,000 | 9,509,000 | 9,329,000 |
| Total capital | 9,212,000 | 9,568,000 | 9,878,000 | 9,711,000 |
| Risk-weighted assets | 56,779,000 | 57,006,000 | 59,816,000 | 60,341,000 |