Call reports 2001
TWIN LAKES NATIONAL BANK — 2001
What TWIN LAKES NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 135,068,000 | 132,106,000 | 131,930,000 | 136,629,000 |
| Total loans | 99,649,000 | 103,783,000 | 109,004,000 | 103,754,000 |
| Allowance for loan losses | 973,000 | 1,028,000 | 1,078,000 | 1,029,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,389,000 | 15,359,000 | 15,318,000 | 19,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,125,000 | 120,927,000 | 119,479,000 | 125,336,000 |
| Interest-bearing deposits | 111,714,000 | 108,830,000 | 107,433,000 | 112,351,000 |
| Noninterest-bearing deposits | 12,411,000 | 12,097,000 | 12,046,000 | 12,985,000 |
| Equity capital | 9,916,000 | 9,786,000 | 10,913,000 | 10,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,763,000 | 5,505,000 | 8,276,000 | 10,924,000 |
| Interest expense | 1,304,000 | 2,558,000 | 3,736,000 | 4,715,000 |
| Net interest income | 1,459,000 | 2,947,000 | 4,540,000 | 6,209,000 |
| Noninterest income | 509,000 | 853,000 | 1,093,000 | 1,421,000 |
| Noninterest expense | 1,077,000 | 2,192,000 | 3,258,000 | 4,311,000 |
| Provision for loan losses | 44,000 | 181,000 | 293,000 | 346,000 |
| Pretax income | 847,000 | 1,427,000 | 2,082,000 | 2,973,000 |
| Income tax | 27,000 | 52,000 | 80,000 | 118,000 |
| Net income | 820,000 | 1,375,000 | 2,002,000 | 2,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,916,000 | 9,786,000 | 10,913,000 | 10,414,000 |
| Total capital | 10,889,000 | 10,814,000 | 11,991,000 | 11,443,000 |
| Risk-weighted assets | 104,536,000 | 108,434,000 | 112,932,000 | 113,221,000 |