Call report 2003Q1
EFS BANK — 2003Q1
The 22 measures EFS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 808,136,000 | USD | evidence → |
| Total loans | 624,286,000 | USD | evidence → |
| Allowance for loan losses | 3,322,000 | USD | evidence → |
| Securities available for sale | 102,452,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 552,463,000 | USD | evidence → |
| Interest-bearing deposits | 516,676,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,787,000 | USD | evidence → |
| Equity capital | 70,924,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,635,000 | USD | evidence → |
| Interest expense | 5,378,000 | USD | evidence → |
| Net interest income | 6,257,000 | USD | evidence → |
| Noninterest income | 749,000 | USD | evidence → |
| Noninterest expense | 4,277,000 | USD | evidence → |
| Provision for loan losses | 181,000 | USD | evidence → |
| Pretax income | 2,548,000 | USD | evidence → |
| Income tax | 780,000 | USD | evidence → |
| Net income | 1,768,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,714,000 | USD | evidence → |
| Total capital | 73,036,000 | USD | evidence → |
| Risk-weighted assets | 559,128,000 | USD | evidence → |