Call reports 2025
PARADISE BANK — 2025
What PARADISE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 446,912,000 | 453,606,000 | 439,369,000 | 435,073,000 |
| Total loans | 324,569,000 | 322,214,000 | 317,508,000 | 311,466,000 |
| Allowance for loan losses | 2,964,000 | 3,017,000 | 3,034,000 | 3,160,000 |
| Securities available for sale | 43,434,000 | 42,372,000 | 41,931,000 | 44,471,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 405,717,000 | 419,531,000 | 402,190,000 | 400,511,000 |
| Interest-bearing deposits | 281,589,000 | 298,268,000 | 278,711,000 | 276,341,000 |
| Noninterest-bearing deposits | 124,128,000 | 121,263,000 | 123,479,000 | 124,170,000 |
| Equity capital | 28,631,000 | 29,678,000 | 31,883,000 | 32,024,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,110,000 | 14,619,000 | 22,131,000 | 29,392,000 |
| Interest expense | 1,797,000 | 3,893,000 | 6,015,000 | 8,070,000 |
| Net interest income | 5,313,000 | 10,726,000 | 16,116,000 | 21,322,000 |
| Noninterest income | 1,056,000 | 2,081,000 | 3,741,000 | 4,494,000 |
| Noninterest expense | 3,294,000 | 6,635,000 | 10,457,000 | 14,471,000 |
| Provision for loan losses | 0 | 200,000 | 200,000 | 200,000 |
| Pretax income | 3,075,000 | 5,972,000 | 9,200,000 | 11,145,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,075,000 | 5,972,000 | 9,200,000 | 11,145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,493,000 | 38,368,000 | 39,576,000 | 39,500,000 |
| Total capital | 40,457,000 | 41,385,000 | 42,610,000 | 42,660,000 |
| Risk-weighted assets | 325,405,000 | 325,408,000 | 321,883,000 | 319,319,000 |