Call reports 2023
PARADISE BANK — 2023
What PARADISE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 363,955,000 | 357,775,000 | 332,203,000 | 327,341,000 |
| Total loans | 234,166,000 | 219,608,000 | 229,030,000 | 236,258,000 |
| Allowance for loan losses | 2,556,000 | 2,557,000 | 2,558,000 | 2,470,000 |
| Securities available for sale | 52,672,000 | 50,424,000 | 47,094,000 | 47,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,211,000 | 325,279,000 | 301,326,000 | 299,458,000 |
| Interest-bearing deposits | 172,267,000 | 170,949,000 | 171,293,000 | 166,916,000 |
| Noninterest-bearing deposits | 158,944,000 | 154,330,000 | 130,033,000 | 132,542,000 |
| Equity capital | 29,429,000 | 28,534,000 | 26,340,000 | 25,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,850,000 | 12,005,000 | 18,298,000 | 24,685,000 |
| Interest expense | 581,000 | 1,408,000 | 2,493,000 | 3,641,000 |
| Net interest income | 5,269,000 | 10,597,000 | 15,805,000 | 21,044,000 |
| Noninterest income | 899,000 | 1,949,000 | 2,821,000 | 3,603,000 |
| Noninterest expense | 3,084,000 | 6,248,000 | 9,653,000 | 13,294,000 |
| Provision for loan losses | 0 | 60,000 | 60,000 | 60,000 |
| Pretax income | 3,084,000 | 6,238,000 | 8,913,000 | 11,293,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,084,000 | 6,238,000 | 8,913,000 | 11,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,525,000 | 37,648,000 | 37,291,000 | 34,498,000 |
| Total capital | 40,081,000 | 40,205,000 | 39,849,000 | 36,968,000 |
| Risk-weighted assets | 272,941,000 | 263,771,000 | 274,483,000 | 270,774,000 |