Call reports 2022
PARADISE BANK — 2022
What PARADISE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 425,464,000 | 416,402,000 | 364,561,000 | 339,504,000 |
| Total loans | 245,093,000 | 228,122,000 | 232,345,000 | 225,509,000 |
| Allowance for loan losses | 2,592,000 | 2,810,000 | 2,922,000 | 2,556,000 |
| Securities available for sale | 60,340,000 | 58,580,000 | 54,041,000 | 53,270,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,436,000 | 382,992,000 | 332,044,000 | 311,088,000 |
| Interest-bearing deposits | 206,036,000 | 198,418,000 | 160,289,000 | 154,829,000 |
| Noninterest-bearing deposits | 183,400,000 | 184,574,000 | 171,754,000 | 156,259,000 |
| Equity capital | 32,231,000 | 29,293,000 | 28,138,000 | 25,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,663,000 | 7,824,000 | 12,421,000 | 17,909,000 |
| Interest expense | 66,000 | 131,000 | 341,000 | 769,000 |
| Net interest income | 3,597,000 | 7,693,000 | 12,080,000 | 17,140,000 |
| Noninterest income | 812,000 | 1,694,000 | 3,361,000 | 4,996,000 |
| Noninterest expense | 2,951,000 | 6,018,000 | 8,762,000 | 12,545,000 |
| Provision for loan losses | 10,000 | 10,000 | 120,000 | 120,000 |
| Pretax income | 1,448,000 | 3,359,000 | 6,559,000 | 9,471,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,448,000 | 3,359,000 | 6,559,000 | 9,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,916,000 | 36,332,000 | 37,630,000 | 34,440,000 |
| Total capital | 38,508,000 | 39,142,000 | 40,552,000 | 36,996,000 |
| Risk-weighted assets | 279,659,000 | 263,337,000 | 265,063,000 | 262,321,000 |