Call reports 2021
PARADISE BANK — 2021
What PARADISE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 375,100,000 | 393,050,000 | 377,957,000 | 377,712,000 |
| Total loans | 261,610,000 | 253,616,000 | 250,232,000 | 250,099,000 |
| Allowance for loan losses | 2,086,000 | 2,266,000 | 2,386,000 | 2,582,000 |
| Securities available for sale | 27,579,000 | 30,985,000 | 34,077,000 | 52,044,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,899,000 | 351,369,000 | 337,565,000 | 341,861,000 |
| Interest-bearing deposits | 177,553,000 | 184,548,000 | 167,900,000 | 185,780,000 |
| Noninterest-bearing deposits | 157,346,000 | 166,821,000 | 169,665,000 | 156,081,000 |
| Equity capital | 37,579,000 | 38,391,000 | 36,351,000 | 33,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,796,000 | 7,719,000 | 11,678,000 | 15,793,000 |
| Interest expense | 125,000 | 198,000 | 265,000 | 330,000 |
| Net interest income | 3,671,000 | 7,521,000 | 11,413,000 | 15,463,000 |
| Noninterest income | 2,212,000 | 5,314,000 | 6,581,000 | 9,295,000 |
| Noninterest expense | 2,862,000 | 5,971,000 | 9,097,000 | 13,169,000 |
| Provision for loan losses | 200,000 | 380,000 | 500,000 | 700,000 |
| Pretax income | 2,821,000 | 6,484,000 | 8,397,000 | 10,889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,821,000 | 6,484,000 | 8,397,000 | 10,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,271,000 | 38,146,000 | 36,379,000 | 34,468,000 |
| Total capital | 39,357,000 | 40,412,000 | 38,765,000 | — |
| Risk-weighted assets | 268,557,000 | 275,092,000 | 271,223,000 | — |