Call reports 2020
PARADISE BANK — 2020
What PARADISE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 324,344,000 | 355,083,000 | 347,646,000 | 366,789,000 |
| Total loans | 225,259,000 | 264,172,000 | 264,721,000 | 251,080,000 |
| Allowance for loan losses | 1,604,000 | 1,881,000 | 2,246,000 | 1,886,000 |
| Securities available for sale | 31,555,000 | 29,736,000 | 26,379,000 | 29,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,469,000 | 311,275,000 | 301,958,000 | 324,718,000 |
| Interest-bearing deposits | 161,353,000 | 175,850,000 | 171,735,000 | 185,425,000 |
| Noninterest-bearing deposits | 125,116,000 | 135,425,000 | 130,223,000 | 139,293,000 |
| Equity capital | 35,598,000 | 36,092,000 | 37,479,000 | 35,049,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,667,000 | 7,585,000 | 11,062,000 | 15,085,000 |
| Interest expense | 338,000 | 626,000 | 824,000 | 989,000 |
| Net interest income | 3,329,000 | 6,959,000 | 10,238,000 | 14,096,000 |
| Noninterest income | 630,000 | 1,076,000 | 2,421,000 | 3,753,000 |
| Noninterest expense | 2,889,000 | 5,666,000 | 8,466,000 | 11,295,000 |
| Provision for loan losses | 80,000 | 460,000 | 820,000 | 459,000 |
| Pretax income | 990,000 | 1,909,000 | 3,373,000 | 6,095,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 990,000 | 1,909,000 | 3,373,000 | 6,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,396,000 | 35,316,000 | 36,780,000 | 34,450,000 |
| Total capital | 37,000,000 | 37,197,000 | 39,026,000 | 36,336,000 |
| Risk-weighted assets | 226,378,000 | 264,402,000 | 265,132,000 | 257,134,000 |