Call reports 2019
PARADISE BANK — 2019
What PARADISE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 313,029,000 | 326,055,000 | 318,786,000 | 333,057,000 |
| Total loans | 209,914,000 | 210,074,000 | 220,976,000 | 212,218,000 |
| Allowance for loan losses | 1,487,000 | 1,431,000 | 1,551,000 | 1,524,000 |
| Securities available for sale | 31,178,000 | 35,651,000 | 36,383,000 | 34,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,674,000 | 287,562,000 | 280,182,000 | 296,884,000 |
| Interest-bearing deposits | 143,218,000 | 165,122,000 | 149,581,000 | 160,765,000 |
| Noninterest-bearing deposits | 132,456,000 | 122,440,000 | 130,601,000 | 136,118,000 |
| Equity capital | 35,329,000 | 36,015,000 | 35,763,000 | 34,265,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,917,000 | 7,995,000 | 12,014,000 | 15,968,000 |
| Interest expense | 198,000 | 501,000 | 825,000 | 1,151,000 |
| Net interest income | 3,719,000 | 7,494,000 | 11,189,000 | 14,817,000 |
| Noninterest income | 852,000 | 1,823,000 | 2,400,000 | 3,800,000 |
| Noninterest expense | 2,939,000 | 5,791,000 | 8,566,000 | 11,552,000 |
| Provision for loan losses | 40,000 | 160,000 | 280,000 | 310,000 |
| Pretax income | 1,592,000 | 3,366,000 | 4,743,000 | 6,755,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,592,000 | 3,366,000 | 4,743,000 | 6,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,991,000 | 36,189,000 | 35,788,000 | 34,406,000 |
| Total capital | 37,478,000 | 37,620,000 | 37,339,000 | 35,930,000 |
| Risk-weighted assets | 214,548,000 | 211,210,000 | 223,529,000 | 214,682,000 |