Call reports 2016
PARADISE BANK — 2016
What PARADISE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 309,542,000 | 325,708,000 | 306,053,000 | 314,938,000 |
| Total loans | 230,515,000 | 229,701,000 | 229,690,000 | 225,657,000 |
| Allowance for loan losses | 2,404,000 | 2,461,000 | 2,364,000 | 2,148,000 |
| Securities available for sale | 28,472,000 | 29,285,000 | 27,702,000 | 25,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 267,480,000 | 283,585,000 | 262,685,000 | 275,113,000 |
| Interest-bearing deposits | 151,090,000 | 165,986,000 | 146,602,000 | 152,241,000 |
| Noninterest-bearing deposits | 116,391,000 | 117,598,000 | 116,083,000 | 122,872,000 |
| Equity capital | 35,183,000 | 35,032,000 | 35,925,000 | 33,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,127,000 | 6,332,000 | 9,689,000 | 13,008,000 |
| Interest expense | 178,000 | 372,000 | 570,000 | 761,000 |
| Net interest income | 2,949,000 | 5,960,000 | 9,119,000 | 12,247,000 |
| Noninterest income | 915,000 | 1,885,000 | 2,833,000 | 3,856,000 |
| Noninterest expense | 2,455,000 | 5,412,000 | 7,893,000 | 10,577,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -405,000 |
| Pretax income | 1,409,000 | 2,433,000 | 4,209,000 | 5,931,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,409,000 | 2,433,000 | 4,209,000 | 5,931,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,601,000 | 35,311,000 | 35,997,000 | 34,242,000 |
| Total capital | 38,005,000 | 37,772,000 | 38,361,000 | 36,390,000 |
| Risk-weighted assets | 224,984,000 | 224,094,000 | 224,288,000 | 222,723,000 |