Call reports 2015
PARADISE BANK — 2015
What PARADISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 329,269,000 | 318,652,000 | 287,534,000 | 297,717,000 |
| Total loans | 231,029,000 | 228,727,000 | 222,939,000 | 221,076,000 |
| Allowance for loan losses | 2,734,000 | 2,727,000 | 2,666,000 | 2,345,000 |
| Securities available for sale | 29,964,000 | 31,902,000 | 30,636,000 | 29,322,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,571,000 | 281,599,000 | 250,315,000 | 257,945,000 |
| Interest-bearing deposits | 160,420,000 | 153,169,000 | 137,990,000 | 150,072,000 |
| Noninterest-bearing deposits | 132,151,000 | 128,429,000 | 112,324,000 | 107,874,000 |
| Equity capital | 34,908,000 | 34,850,000 | 34,732,000 | 33,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,535,000 | 6,972,000 | 10,143,000 | 13,308,000 |
| Interest expense | 150,000 | 294,000 | 429,000 | 570,000 |
| Net interest income | 3,385,000 | 6,678,000 | 9,714,000 | 12,738,000 |
| Noninterest income | 681,000 | 1,883,000 | 2,668,000 | 3,809,000 |
| Noninterest expense | 2,472,000 | 4,970,000 | 7,560,000 | 10,359,000 |
| Provision for loan losses | -225,000 | -293,000 | -411,000 | -786,000 |
| Pretax income | 1,819,000 | 3,884,000 | 5,233,000 | 6,974,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,819,000 | 3,884,000 | 5,233,000 | 6,974,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,517,000 | 36,023,000 | 35,482,000 | 34,192,000 |
| Total capital | 38,251,000 | 38,750,000 | 38,148,000 | 36,537,000 |
| Risk-weighted assets | 241,530,000 | 245,370,000 | 238,394,000 | 234,612,000 |