Call reports 2014
PARADISE BANK — 2014
What PARADISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 309,327,000 | 311,645,000 | 322,552,000 | 305,085,000 |
| Total loans | 221,411,000 | 223,461,000 | 216,626,000 | 226,312,000 |
| Allowance for loan losses | 4,148,000 | 2,875,000 | 2,754,000 | 2,712,000 |
| Securities available for sale | 30,632,000 | 30,148,000 | 28,823,000 | 31,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,701,000 | 279,973,000 | 284,757,000 | 270,773,000 |
| Interest-bearing deposits | 181,104,000 | 169,470,000 | 175,364,000 | 150,678,000 |
| Noninterest-bearing deposits | 98,596,000 | 110,503,000 | 109,393,000 | 120,094,000 |
| Equity capital | 27,920,000 | 29,662,000 | 35,398,000 | 32,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,991,000 | 5,957,000 | 8,943,000 | 11,948,000 |
| Interest expense | 224,000 | 418,000 | 603,000 | 767,000 |
| Net interest income | 2,767,000 | 5,539,000 | 8,340,000 | 11,181,000 |
| Noninterest income | 713,000 | 1,446,000 | 2,384,000 | 3,946,000 |
| Noninterest expense | 2,404,000 | 4,832,000 | 7,324,000 | 9,990,000 |
| Provision for loan losses | -450,000 | -550,000 | -730,000 | -910,000 |
| Pretax income | 1,526,000 | 2,703,000 | 4,130,000 | 6,047,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,526,000 | 2,703,000 | 4,130,000 | 6,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,640,000 | 30,820,000 | 36,523,000 | 33,497,000 |
| Total capital | 32,562,000 | 33,695,000 | 39,277,000 | 36,209,000 |
| Risk-weighted assets | 233,487,000 | 234,202,000 | 227,973,000 | 241,305,000 |