Call reports 2013
PARADISE BANK — 2013
What PARADISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 339,575,000 | 301,468,000 | 297,248,000 | 306,013,000 |
| Total loans | 214,582,000 | 213,588,000 | 220,008,000 | 226,399,000 |
| Allowance for loan losses | 4,696,000 | 4,742,000 | 4,775,000 | 4,554,000 |
| Securities available for sale | 28,806,000 | 33,678,000 | 32,264,000 | 31,089,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,345,000 | 270,318,000 | 264,784,000 | 277,658,000 |
| Interest-bearing deposits | 192,815,000 | 186,657,000 | 189,492,000 | 193,709,000 |
| Noninterest-bearing deposits | 115,530,000 | 83,661,000 | 75,292,000 | 83,949,000 |
| Equity capital | 27,318,000 | 26,881,000 | 27,931,000 | 26,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,815,000 | 5,675,000 | 8,590,000 | 11,616,000 |
| Interest expense | 351,000 | 681,000 | 977,000 | 1,231,000 |
| Net interest income | 2,464,000 | 4,994,000 | 7,613,000 | 10,385,000 |
| Noninterest income | 492,000 | 1,482,000 | 1,947,000 | 3,657,000 |
| Noninterest expense | 2,147,000 | 4,273,000 | 6,486,000 | 9,073,000 |
| Provision for loan losses | -510,000 | -510,000 | -510,000 | -760,000 |
| Pretax income | 1,319,000 | 2,713,000 | 3,584,000 | 5,729,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,319,000 | 2,713,000 | 3,584,000 | 5,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,742,000 | 29,122,000 | 29,995,000 | 29,114,000 |
| Total capital | 33,010,000 | 34,381,000 | 35,314,000 | 32,088,000 |
| Risk-weighted assets | 219,549,000 | 219,559,000 | 223,572,000 | 236,337,000 |