Call reports 2012
PARADISE BANK — 2012
What PARADISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 288,212,000 | 299,271,000 | 295,564,000 | 282,745,000 |
| Total loans | 213,395,000 | 219,647,000 | 215,125,000 | 217,293,000 |
| Allowance for loan losses | 5,454,000 | 5,088,000 | 5,043,000 | 5,050,000 |
| Securities available for sale | 25,328,000 | 29,909,000 | 15,858,000 | 26,818,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,284,000 | 268,951,000 | 263,135,000 | 250,144,000 |
| Interest-bearing deposits | 195,817,000 | 195,025,000 | 193,532,000 | 181,170,000 |
| Noninterest-bearing deposits | 63,467,000 | 73,925,000 | 69,603,000 | 68,973,000 |
| Equity capital | 25,283,000 | 26,668,000 | 28,029,000 | 28,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 5,829,000 | 8,831,000 | 11,707,000 |
| Interest expense | 499,000 | 933,000 | 1,333,000 | 1,706,000 |
| Net interest income | 2,407,000 | 4,896,000 | 7,498,000 | 10,001,000 |
| Noninterest income | 219,000 | 445,000 | 1,256,000 | 2,073,000 |
| Noninterest expense | 1,910,000 | 3,891,000 | 6,335,000 | 8,439,000 |
| Provision for loan losses | -350,000 | -750,000 | -850,000 | -850,000 |
| Pretax income | 1,066,000 | 2,511,000 | 3,920,000 | 5,136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,066,000 | 2,511,000 | 3,920,000 | 5,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,983,000 | 26,427,000 | 27,818,000 | 29,024,000 |
| Total capital | 30,140,000 | 31,691,000 | 33,036,000 | 34,286,000 |
| Risk-weighted assets | 209,722,000 | 218,737,000 | 215,075,000 | 219,592,000 |