Call reports 2011
PARADISE BANK — 2011
What PARADISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 320,993,000 | 293,275,000 | 287,977,000 | 284,753,000 |
| Total loans | 237,982,000 | 235,604,000 | 230,849,000 | 217,581,000 |
| Allowance for loan losses | 7,667,000 | 6,244,000 | 6,270,000 | 5,804,000 |
| Securities available for sale | 31,290,000 | 20,226,000 | 17,997,000 | 20,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,591,000 | 256,664,000 | 255,531,000 | 256,958,000 |
| Interest-bearing deposits | 221,331,000 | 203,358,000 | 204,067,000 | 197,733,000 |
| Noninterest-bearing deposits | 64,259,000 | 53,306,000 | 51,464,000 | 59,226,000 |
| Equity capital | 21,588,000 | 22,655,000 | 23,766,000 | 24,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,484,000 | 6,843,000 | 10,015,000 | 13,072,000 |
| Interest expense | 684,000 | 1,336,000 | 1,981,000 | 2,572,000 |
| Net interest income | 2,800,000 | 5,507,000 | 8,034,000 | 10,500,000 |
| Noninterest income | 21,000 | 321,000 | 558,000 | 999,000 |
| Noninterest expense | 2,121,000 | 4,204,000 | 6,174,000 | 8,166,000 |
| Provision for loan losses | 672,000 | 1,171,000 | 1,271,000 | 1,551,000 |
| Pretax income | 28,000 | 727,000 | 1,479,000 | 2,114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | 727,000 | 1,479,000 | 2,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,919,000 | 22,576,000 | 23,329,000 | 23,918,000 |
| Total capital | 27,442,000 | 28,064,000 | 28,722,000 | 29,136,000 |
| Risk-weighted assets | 237,229,000 | 235,798,000 | 228,043,000 | 214,386,000 |