Call reports 2010
PARADISE BANK — 2010
What PARADISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 331,373,000 | 326,205,000 | 319,533,000 | 304,918,000 |
| Total loans | 250,465,000 | 250,814,000 | 236,659,000 | 242,860,000 |
| Allowance for loan losses | 4,845,000 | 5,530,000 | 5,097,000 | 7,214,000 |
| Securities available for sale | 38,710,000 | 13,800,000 | 31,284,000 | 32,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,428,000 | 273,216,000 | 278,015,000 | 271,821,000 |
| Interest-bearing deposits | 248,164,000 | 234,692,000 | 233,805,000 | 215,931,000 |
| Noninterest-bearing deposits | 34,264,000 | 38,524,000 | 44,209,000 | 55,890,000 |
| Equity capital | 23,167,000 | 22,125,000 | 22,508,000 | 19,350,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,542,000 | 7,052,000 | 10,471,000 | 13,893,000 |
| Interest expense | 1,006,000 | 1,927,000 | 2,774,000 | 3,607,000 |
| Net interest income | 2,536,000 | 5,125,000 | 7,697,000 | 10,286,000 |
| Noninterest income | 63,000 | 80,000 | 169,000 | 264,000 |
| Noninterest expense | 2,113,000 | 4,174,000 | 6,178,000 | 8,233,000 |
| Provision for loan losses | 0 | 2,700,000 | 2,986,000 | 6,795,000 |
| Pretax income | 486,000 | -1,168,000 | -790,000 | -3,970,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 486,000 | -1,168,000 | -790,000 | -3,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,226,000 | 21,872,000 | 22,242,000 | 19,763,000 |
| Total capital | 28,869,000 | 27,570,000 | 27,776,000 | 25,315,000 |
| Risk-weighted assets | 249,769,000 | 254,877,000 | 240,695,000 | 239,210,000 |