Call reports 2009
PARADISE BANK — 2009
What PARADISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 309,295,000 | 332,680,000 | 339,815,000 | 326,596,000 |
| Total loans | 238,902,000 | 258,514,000 | 266,289,000 | 261,005,000 |
| Allowance for loan losses | 2,294,000 | 2,676,000 | 5,316,000 | 4,776,000 |
| Securities available for sale | 42,872,000 | 40,979,000 | 40,247,000 | 30,504,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,313,000 | 277,894,000 | 289,205,000 | 285,273,000 |
| Interest-bearing deposits | 230,088,000 | 245,621,000 | 260,628,000 | 251,782,000 |
| Noninterest-bearing deposits | 24,225,000 | 32,273,000 | 28,576,000 | 33,491,000 |
| Equity capital | 25,011,000 | 24,463,000 | 23,895,000 | 21,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,581,000 | 7,274,000 | 11,026,000 | 14,493,000 |
| Interest expense | 1,555,000 | 3,053,000 | 4,519,000 | 5,804,000 |
| Net interest income | 2,026,000 | 4,221,000 | 6,507,000 | 8,689,000 |
| Noninterest income | 37,000 | 85,000 | 135,000 | -73,000 |
| Noninterest expense | 1,574,000 | 3,531,000 | 5,447,000 | 7,107,000 |
| Provision for loan losses | 75,000 | 747,000 | 3,961,000 | 7,236,000 |
| Pretax income | 443,000 | 57,000 | -2,736,000 | -5,060,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 57,000 | -2,736,000 | -5,060,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,800,000 | 24,415,000 | 23,178,000 | 22,040,000 |
| Total capital | 29,594,000 | 29,591,000 | 29,143,000 | 27,906,000 |
| Risk-weighted assets | 261,402,000 | 269,423,000 | 275,339,000 | 267,856,000 |