Call reports 2008
PARADISE BANK — 2008
What PARADISE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 235,260,000 | 258,404,000 | 266,153,000 | 290,249,000 |
| Total loans | 178,905,000 | 199,994,000 | 206,550,000 | 231,611,000 |
| Allowance for loan losses | 1,521,000 | 1,695,000 | 1,755,000 | 2,219,000 |
| Securities available for sale | 29,010,000 | 40,302,000 | 40,430,000 | 25,615,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,544,000 | 217,071,000 | 220,508,000 | 238,377,000 |
| Interest-bearing deposits | 184,197,000 | 198,311,000 | 202,964,000 | 213,721,000 |
| Noninterest-bearing deposits | 17,347,000 | 18,760,000 | 17,544,000 | 24,656,000 |
| Equity capital | 21,553,000 | 20,528,000 | 21,635,000 | 24,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,515,000 | 10,039,000 | 13,519,000 |
| Interest expense | 1,646,000 | 3,195,000 | 4,875,000 | 6,435,000 |
| Net interest income | 1,710,000 | 3,320,000 | 5,164,000 | 7,084,000 |
| Noninterest income | 14,000 | 31,000 | 63,000 | 93,000 |
| Noninterest expense | 1,434,000 | 2,932,000 | 4,467,000 | 6,195,000 |
| Provision for loan losses | 193,000 | 367,000 | 427,000 | 905,000 |
| Pretax income | 97,000 | 387,000 | 668,000 | 857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 97,000 | 387,000 | 668,000 | 857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,087,000 | 21,382,000 | 21,667,000 | 24,352,000 |
| Total capital | 22,608,000 | 23,077,000 | 23,422,000 | 29,071,000 |
| Risk-weighted assets | 207,907,000 | 222,510,000 | 228,616,000 | 249,060,000 |