Call reports 2007
PARADISE BANK — 2007
What PARADISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 162,700,000 | 167,017,000 | 179,319,000 | 214,728,000 |
| Total loans | 100,145,000 | 123,310,000 | 134,945,000 | 154,962,000 |
| Allowance for loan losses | 1,073,000 | 1,148,000 | 1,168,000 | 1,328,000 |
| Securities available for sale | 19,312,000 | 19,551,000 | 22,474,000 | 26,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,500,000 | 146,167,000 | 151,890,000 | 187,093,000 |
| Interest-bearing deposits | 128,167,000 | 134,910,000 | 136,623,000 | 169,761,000 |
| Noninterest-bearing deposits | 13,333,000 | 11,257,000 | 15,266,000 | 17,331,000 |
| Equity capital | 20,617,000 | 20,291,000 | 20,812,000 | 21,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 5,221,000 | 8,319,000 | 11,818,000 |
| Interest expense | 1,204,000 | 2,690,000 | 4,336,000 | 6,245,000 |
| Net interest income | 1,209,000 | 2,531,000 | 3,983,000 | 5,573,000 |
| Noninterest income | 8,000 | 21,000 | 33,000 | 45,000 |
| Noninterest expense | 1,126,000 | 2,261,000 | 3,492,000 | 4,926,000 |
| Provision for loan losses | 0 | 75,000 | 95,000 | 255,000 |
| Pretax income | 91,000 | 216,000 | 429,000 | 437,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 216,000 | 429,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,628,000 | 20,756,000 | 20,972,000 | 20,986,000 |
| Total capital | 21,701,000 | 21,904,000 | 22,140,000 | 22,314,000 |
| Risk-weighted assets | 128,355,000 | 149,061,000 | 157,899,000 | 181,304,000 |