Call reports 2006
PARADISE BANK — 2006
What PARADISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 71,072,000 | 95,815,000 | 108,280,000 | 117,458,000 |
| Total loans | 35,236,000 | 48,195,000 | 62,535,000 | 79,826,000 |
| Allowance for loan losses | 589,000 | 830,000 | 951,000 | 1,073,000 |
| Securities available for sale | 10,740,000 | 13,021,000 | 14,918,000 | 17,596,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,558,000 | 74,990,000 | 87,179,000 | 96,534,000 |
| Interest-bearing deposits | 43,865,000 | 65,672,000 | 79,706,000 | 84,729,000 |
| Noninterest-bearing deposits | 5,693,000 | 9,318,000 | 7,473,000 | 11,805,000 |
| Equity capital | 21,282,000 | 20,478,000 | 20,631,000 | 20,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 2,397,000 | 4,103,000 | 6,200,000 |
| Interest expense | 324,000 | 892,000 | 1,665,000 | 2,677,000 |
| Net interest income | 646,000 | 1,505,000 | 2,438,000 | 3,523,000 |
| Noninterest income | 6,000 | 13,000 | 20,000 | 25,000 |
| Noninterest expense | 917,000 | 1,928,000 | 3,019,000 | 4,150,000 |
| Provision for loan losses | 47,000 | 288,000 | 409,000 | 531,000 |
| Pretax income | -312,000 | -698,000 | -970,000 | -1,133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -312,000 | -698,000 | -970,000 | -1,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,342,000 | 20,956,000 | 20,688,000 | 20,533,000 |
| Total capital | 21,883,000 | 21,738,000 | 21,639,000 | 21,606,000 |
| Risk-weighted assets | 43,249,000 | 62,566,000 | 79,319,000 | 99,238,000 |