Call reports 2005
PARADISE BANK — 2005
What PARADISE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Total assets | 45,777,000 | 67,764,000 |
| Total loans | 10,266,000 | 31,034,000 |
| Allowance for loan losses | 185,000 | 542,000 |
| Securities available for sale | 4,870,000 | 8,713,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 22,827,000 | 46,000,000 |
| Interest-bearing deposits | 19,573,000 | 34,918,000 |
| Noninterest-bearing deposits | 3,253,000 | 11,082,000 |
| Equity capital | 22,853,000 | 21,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Interest income | 478,000 | 1,216,000 |
| Interest expense | 114,000 | 330,000 |
| Net interest income | 364,000 | 886,000 |
| Noninterest income | 0 | 2,000 |
| Noninterest expense | 1,717,000 | 3,095,000 |
| Provision for loan losses | 185,000 | 542,000 |
| Pretax income | -1,538,000 | -2,749,000 |
| Income tax | 0 | 0 |
| Net income | -1,538,000 | -2,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q3 | 2005Q4 |
|---|---|---|
| Tier 1 capital | 22,865,000 | 21,654,000 |
| Total capital | 23,050,000 | 22,146,000 |
| Risk-weighted assets | 19,392,000 | 39,281,000 |