Call reports 2025
RELIABANK DAKOTA — 2025
What RELIABANK DAKOTA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 746,734,000 | 740,575,000 | 746,669,000 | 771,540,000 |
| Total loans | 459,538,000 | 473,172,000 | 485,542,000 | 491,715,000 |
| Allowance for loan losses | 4,665,000 | 4,661,000 | 4,676,000 | 4,415,000 |
| Securities available for sale | 257,658,000 | 236,812,000 | 233,819,000 | 230,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 622,391,000 | 616,912,000 | 608,582,000 | 635,793,000 |
| Interest-bearing deposits | 511,831,000 | 504,568,000 | 494,247,000 | 513,625,000 |
| Noninterest-bearing deposits | 110,560,000 | 112,344,000 | 114,335,000 | 122,168,000 |
| Equity capital | 48,070,000 | 47,201,000 | 55,371,000 | 59,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,024,000 | 18,335,000 | 27,918,000 | 37,759,000 |
| Interest expense | 4,471,000 | 8,570,000 | 12,654,000 | 16,629,000 |
| Net interest income | 4,553,000 | 9,765,000 | 15,264,000 | 21,130,000 |
| Noninterest income | 683,000 | 1,581,000 | 2,592,000 | 3,966,000 |
| Noninterest expense | 4,133,000 | 8,293,000 | 12,488,000 | 16,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,112,000 | 3,065,000 | 5,277,000 | 8,482,000 |
| Income tax | 72,000 | 193,000 | 326,000 | 416,000 |
| Net income | 1,040,000 | 2,872,000 | 4,951,000 | 8,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,277,000 | 75,692,000 | 77,567,000 | 79,542,000 |
| Total capital | 79,242,000 | 80,653,000 | 82,543,000 | 84,107,000 |
| Risk-weighted assets | 538,593,000 | 534,239,000 | 559,722,000 | 546,897,000 |