Call reports 2024
RELIABANK DAKOTA — 2024
What RELIABANK DAKOTA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 782,616,000 | 784,974,000 | 790,980,000 | 789,575,000 |
| Total loans | 471,196,000 | 479,993,000 | 478,510,000 | 468,673,000 |
| Allowance for loan losses | 4,667,000 | 4,669,000 | 4,676,000 | 4,659,000 |
| Securities available for sale | 270,745,000 | 268,540,000 | 270,179,000 | 262,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 642,523,000 | 643,375,000 | 649,574,000 | 654,610,000 |
| Interest-bearing deposits | 530,189,000 | 538,197,000 | 537,125,000 | 535,242,000 |
| Noninterest-bearing deposits | 112,334,000 | 105,178,000 | 112,449,000 | 119,368,000 |
| Equity capital | 41,292,000 | 42,484,000 | 49,931,000 | 46,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,285,000 | 18,637,000 | 28,199,000 | 37,734,000 |
| Interest expense | 5,372,000 | 10,714,000 | 16,158,000 | 21,242,000 |
| Net interest income | 3,913,000 | 7,923,000 | 12,041,000 | 16,492,000 |
| Noninterest income | 862,000 | 1,714,000 | 2,619,000 | 3,439,000 |
| Noninterest expense | 3,945,000 | 7,743,000 | 11,860,000 | 15,556,000 |
| Provision for loan losses | 200,000 | 200,000 | 200,000 | 200,000 |
| Pretax income | 487,000 | 1,537,000 | 2,471,000 | 4,088,000 |
| Income tax | 29,000 | 97,000 | 158,000 | 266,000 |
| Net income | 458,000 | 1,440,000 | 2,313,000 | 3,822,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,177,000 | 71,159,000 | 72,034,000 | 73,237,000 |
| Total capital | 75,144,000 | 76,128,000 | 77,010,000 | 78,196,000 |
| Risk-weighted assets | 550,756,000 | 543,987,000 | 560,562,000 | 543,728,000 |