Call reports 2023
RELIABANK DAKOTA — 2023
What RELIABANK DAKOTA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 780,709,000 | 800,899,000 | 797,956,000 | 810,160,000 |
| Total loans | 450,915,000 | 468,006,000 | 477,834,000 | 479,484,000 |
| Allowance for loan losses | 3,849,000 | 4,151,000 | 4,460,000 | 4,461,000 |
| Securities available for sale | 297,169,000 | 293,690,000 | 278,046,000 | 286,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 658,960,000 | 640,420,000 | 659,309,000 | 620,630,000 |
| Interest-bearing deposits | 542,293,000 | 521,815,000 | 536,011,000 | 502,365,000 |
| Noninterest-bearing deposits | 116,667,000 | 118,605,000 | 123,298,000 | 118,265,000 |
| Equity capital | 34,644,000 | 34,600,000 | 24,626,000 | 42,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,900,000 | 16,191,000 | 25,411,000 | 34,456,000 |
| Interest expense | 3,094,000 | 7,531,000 | 12,479,000 | 17,353,000 |
| Net interest income | 4,806,000 | 8,660,000 | 12,932,000 | 17,103,000 |
| Noninterest income | 782,000 | 1,713,000 | 2,660,000 | 3,427,000 |
| Noninterest expense | 4,187,000 | 8,134,000 | 11,915,000 | 15,490,000 |
| Provision for loan losses | 0 | 300,000 | 610,000 | 610,000 |
| Pretax income | 1,398,000 | 1,936,000 | 3,064,000 | 4,427,000 |
| Income tax | 95,000 | 151,000 | 247,000 | 288,000 |
| Net income | 1,303,000 | 1,785,000 | 2,817,000 | 4,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,402,000 | 66,884,000 | 67,915,000 | 69,238,000 |
| Total capital | 70,551,000 | 71,335,000 | 72,675,000 | 73,999,000 |
| Risk-weighted assets | 536,531,000 | 599,662,000 | 580,706,000 | 566,679,000 |