Call reports 2022
RELIABANK DAKOTA — 2022
What RELIABANK DAKOTA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 767,692,000 | 779,208,000 | 785,458,000 | 799,417,000 |
| Total loans | 400,565,000 | 432,491,000 | 456,731,000 | 456,652,000 |
| Allowance for loan losses | 3,164,000 | 3,323,000 | 3,778,000 | 3,782,000 |
| Securities available for sale | 322,675,000 | 316,503,000 | 290,271,000 | 296,706,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,550,000 | 712,339,000 | 729,952,000 | 713,254,000 |
| Interest-bearing deposits | 590,127,000 | 594,902,000 | 602,302,000 | 584,808,000 |
| Noninterest-bearing deposits | 115,423,000 | 117,437,000 | 127,650,000 | 128,446,000 |
| Equity capital | 42,668,000 | 30,478,000 | 18,418,000 | 29,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,789,000 | 12,233,000 | 19,341,000 | 27,021,000 |
| Interest expense | 780,000 | 1,783,000 | 3,574,000 | 6,261,000 |
| Net interest income | 5,009,000 | 10,450,000 | 15,767,000 | 20,760,000 |
| Noninterest income | 935,000 | 1,877,000 | 2,922,000 | 3,644,000 |
| Noninterest expense | 3,714,000 | 7,848,000 | 11,858,000 | 15,994,000 |
| Provision for loan losses | 0 | 150,000 | 600,000 | 600,000 |
| Pretax income | 2,193,000 | 4,292,000 | 6,205,000 | 7,784,000 |
| Income tax | 131,000 | 265,000 | 415,000 | 434,000 |
| Net income | 2,062,000 | 4,027,000 | 5,790,000 | 7,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,110,000 | 62,075,000 | 63,838,000 | 65,397,000 |
| Total capital | 63,274,000 | 65,398,000 | 67,616,000 | 69,179,000 |
| Risk-weighted assets | 492,495,000 | 531,845,000 | 551,561,000 | 545,682,000 |