Call reports 2021
RELIABANK DAKOTA — 2021
What RELIABANK DAKOTA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 615,641,000 | 667,740,000 | 692,315,000 | 735,374,000 |
| Total loans | 353,829,000 | 381,684,000 | 378,313,000 | 396,612,000 |
| Allowance for loan losses | 2,763,000 | 2,840,000 | 3,154,000 | 3,298,000 |
| Securities available for sale | 195,401,000 | 203,786,000 | 247,258,000 | 268,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,244,000 | 586,608,000 | 612,048,000 | 654,322,000 |
| Interest-bearing deposits | 450,925,000 | 496,287,000 | 522,314,000 | 548,897,000 |
| Noninterest-bearing deposits | 93,319,000 | 90,321,000 | 89,734,000 | 105,425,000 |
| Equity capital | 50,611,000 | 58,466,000 | 59,963,000 | 60,161,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,071,000 | 11,077,000 | 17,423,000 | 23,163,000 |
| Interest expense | 1,034,000 | 1,877,000 | 2,727,000 | 3,590,000 |
| Net interest income | 4,037,000 | 9,200,000 | 14,696,000 | 19,573,000 |
| Noninterest income | 1,255,000 | 2,561,000 | 3,892,000 | 4,832,000 |
| Noninterest expense | 3,601,000 | 7,396,000 | 11,245,000 | 15,990,000 |
| Provision for loan losses | 0 | 0 | 306,000 | 456,000 |
| Pretax income | 1,691,000 | 4,493,000 | 7,279,000 | 8,239,000 |
| Income tax | 98,000 | 276,000 | 466,000 | 369,000 |
| Net income | 1,593,000 | 4,217,000 | 6,813,000 | 7,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,280,000 | 54,905,000 | 57,500,000 | 58,049,000 |
| Total capital | 51,043,000 | 57,745,000 | 60,654,000 | 61,347,000 |
| Risk-weighted assets | 419,960,000 | 450,323,000 | 463,169,000 | 485,375,000 |