Call reports 2019
RELIABANK DAKOTA — 2019
What RELIABANK DAKOTA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 394,418,000 | 436,889,000 | 454,914,000 | 471,230,000 |
| Total loans | 296,845,000 | 315,788,000 | 320,138,000 | 327,057,000 |
| Allowance for loan losses | 3,357,000 | 3,349,000 | 3,243,000 | 3,377,000 |
| Securities available for sale | 72,583,000 | 91,831,000 | 106,130,000 | 110,905,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 7,000 | 10,000 | 9,000 | 6,000 |
| Total deposits | 341,768,000 | 384,777,000 | 399,398,000 | 414,797,000 |
| Interest-bearing deposits | 286,775,000 | 329,784,000 | 342,749,000 | 376,076,000 |
| Noninterest-bearing deposits | 54,993,000 | 54,993,000 | 56,649,000 | 38,721,000 |
| Equity capital | 38,320,000 | 40,852,000 | 42,635,000 | 43,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,858,000 | 10,187,000 | 15,694,000 | 21,096,000 |
| Interest expense | 1,075,000 | 2,438,000 | 3,867,000 | 5,291,000 |
| Net interest income | 3,783,000 | 7,749,000 | 11,827,000 | 15,805,000 |
| Noninterest income | 929,000 | 2,453,000 | 3,923,000 | 4,860,000 |
| Noninterest expense | 3,174,000 | 6,635,000 | 10,094,000 | 13,638,000 |
| Provision for loan losses | 1,465,000 | 1,525,000 | 1,825,000 | 1,982,000 |
| Pretax income | 73,000 | 2,042,000 | 3,886,000 | 5,100,000 |
| Income tax | 49,000 | 170,000 | 275,000 | 238,000 |
| Net income | 24,000 | 1,872,000 | 3,611,000 | 4,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,669,000 | 39,359,000 | 40,764,000 | 41,765,000 |
| Total capital | 41,026,000 | 42,708,000 | 44,007,000 | 45,142,000 |
| Risk-weighted assets | 341,071,000 | 369,838,000 | 394,414,000 | 386,630,000 |