Call reports 2018
RELIABANK DAKOTA — 2018
What RELIABANK DAKOTA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 357,095,000 | 371,545,000 | 372,354,000 | 391,851,000 |
| Total loans | 266,577,000 | 288,016,000 | 292,530,000 | 300,199,000 |
| Allowance for loan losses | 2,123,000 | 2,315,000 | 2,384,000 | 2,637,000 |
| Securities available for sale | 63,494,000 | 54,641,000 | 51,941,000 | 59,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 22,000 | 8,000 | 4,000 | 6,000 |
| Total deposits | 307,985,000 | 307,053,000 | 310,238,000 | 333,765,000 |
| Interest-bearing deposits | 256,583,000 | 256,211,000 | 257,340,000 | 276,420,000 |
| Noninterest-bearing deposits | 51,402,000 | 50,842,000 | 52,898,000 | 57,345,000 |
| Equity capital | 34,180,000 | 35,394,000 | 36,431,000 | 37,860,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,984,000 | 8,330,000 | 12,866,000 | 17,637,000 |
| Interest expense | 614,000 | 1,326,000 | 2,178,000 | 3,187,000 |
| Net interest income | 3,370,000 | 7,004,000 | 10,688,000 | 14,450,000 |
| Noninterest income | 961,000 | 1,971,000 | 3,193,000 | 4,345,000 |
| Noninterest expense | 2,730,000 | 5,668,000 | 8,626,000 | 12,080,000 |
| Provision for loan losses | 90,000 | 180,000 | 275,000 | 380,000 |
| Pretax income | 1,511,000 | 3,126,000 | 4,979,000 | 6,340,000 |
| Income tax | 90,000 | 203,000 | 325,000 | 356,000 |
| Net income | 1,421,000 | 2,923,000 | 4,654,000 | 5,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,554,000 | 35,806,000 | 37,103,000 | 38,079,000 |
| Total capital | 36,677,000 | 38,121,000 | 39,487,000 | 40,716,000 |
| Risk-weighted assets | 307,400,000 | 317,170,000 | 323,438,000 | 345,188,000 |