Call reports 2017
RELIABANK DAKOTA — 2017
What RELIABANK DAKOTA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 318,273,000 | 331,329,000 | 341,075,000 | 355,470,000 |
| Total loans | 241,798,000 | 254,528,000 | 258,715,000 | 264,808,000 |
| Allowance for loan losses | 1,868,000 | 1,965,000 | 2,109,000 | 2,205,000 |
| Securities available for sale | 54,402,000 | 53,826,000 | 51,846,000 | 59,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 63,000 | 58,000 | 51,000 | 36,000 |
| Total deposits | 275,069,000 | 284,646,000 | 292,229,000 | 306,269,000 |
| Interest-bearing deposits | 229,313,000 | 240,447,000 | 244,327,000 | 253,334,000 |
| Noninterest-bearing deposits | 45,756,000 | 44,199,000 | 47,902,000 | 52,935,000 |
| Equity capital | 31,755,000 | 32,268,000 | 33,491,000 | 33,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,434,000 | 7,169,000 | 11,024,000 | 14,942,000 |
| Interest expense | 439,000 | 934,000 | 1,467,000 | 2,040,000 |
| Net interest income | 2,995,000 | 6,235,000 | 9,557,000 | 12,902,000 |
| Noninterest income | 880,000 | 1,891,000 | 3,243,000 | 4,317,000 |
| Noninterest expense | 2,429,000 | 5,011,000 | 7,523,000 | 10,649,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 360,000 |
| Pretax income | 1,504,000 | 3,083,000 | 5,152,000 | 6,363,000 |
| Income tax | 87,000 | 195,000 | 334,000 | 284,000 |
| Net income | 1,417,000 | 2,888,000 | 4,818,000 | 6,079,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,390,000 | 31,388,000 | 32,710,000 | 33,566,000 |
| Total capital | 33,258,000 | 33,353,000 | 34,819,000 | 35,771,000 |
| Risk-weighted assets | 283,445,000 | 289,888,000 | 312,193,000 | 293,951,000 |