Call reports 2012
RELIABANK DAKOTA — 2012
What RELIABANK DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 224,401,000 | 225,981,000 | 234,282,000 | 250,475,000 |
| Total loans | 145,243,000 | 150,430,000 | 146,156,000 | 153,249,000 |
| Allowance for loan losses | 1,580,000 | 1,695,000 | 1,769,000 | 1,794,000 |
| Securities available for sale | 48,035,000 | 52,466,000 | 53,582,000 | 63,803,000 |
| Securities held to maturity | 55,000 | 52,000 | 48,000 | 36,000 |
| Trading assets | 176,000 | 231,000 | 233,000 | 219,000 |
| Total deposits | 195,003,000 | 195,814,000 | 202,834,000 | 218,920,000 |
| Interest-bearing deposits | 166,914,000 | 167,978,000 | 173,043,000 | 179,810,000 |
| Noninterest-bearing deposits | 28,089,000 | 27,837,000 | 29,790,000 | 39,110,000 |
| Equity capital | 20,123,000 | 20,913,000 | 22,054,000 | 22,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,649,000 | 5,299,000 | 7,990,000 | 10,536,000 |
| Interest expense | 644,000 | 1,281,000 | 1,887,000 | 2,494,000 |
| Net interest income | 2,005,000 | 4,018,000 | 6,103,000 | 8,042,000 |
| Noninterest income | 424,000 | 910,000 | 1,434,000 | 1,927,000 |
| Noninterest expense | 1,674,000 | 3,190,000 | 4,607,000 | 6,260,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 344,000 | 1,234,000 | 2,290,000 | 3,034,000 |
| Income tax | 26,000 | 86,000 | 145,000 | 125,000 |
| Net income | 318,000 | 1,148,000 | 2,145,000 | 2,909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,945,000 | 19,317,000 | 20,060,000 | 20,570,000 |
| Total capital | 20,525,000 | 21,012,000 | 21,829,000 | 22,364,000 |
| Risk-weighted assets | 178,454,000 | 184,291,000 | 182,028,000 | 191,626,000 |