Call reports 2011
RELIABANK DAKOTA — 2011
What RELIABANK DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 202,388,000 | 209,053,000 | 208,300,000 | 222,993,000 |
| Total loans | 144,906,000 | 147,140,000 | 147,392,000 | 148,614,000 |
| Allowance for loan losses | 1,458,000 | 1,482,000 | 1,538,000 | 1,481,000 |
| Securities available for sale | 34,966,000 | 34,969,000 | 39,234,000 | 43,776,000 |
| Securities held to maturity | 65,000 | 63,000 | 59,000 | 57,000 |
| Trading assets | 6,000 | 47,000 | 199,000 | 213,000 |
| Total deposits | 172,006,000 | 178,150,000 | 177,128,000 | 193,234,000 |
| Interest-bearing deposits | 148,594,000 | 155,893,000 | 152,202,000 | 163,972,000 |
| Noninterest-bearing deposits | 23,412,000 | 22,257,000 | 24,926,000 | 29,262,000 |
| Equity capital | 18,174,000 | 18,578,000 | 19,692,000 | 20,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,662,000 | 5,353,000 | 8,049,000 | 10,798,000 |
| Interest expense | 757,000 | 1,515,000 | 2,235,000 | 3,025,000 |
| Net interest income | 1,905,000 | 3,838,000 | 5,814,000 | 7,773,000 |
| Noninterest income | 415,000 | 809,000 | 1,251,000 | 1,671,000 |
| Noninterest expense | 1,643,000 | 3,093,000 | 4,516,000 | 6,084,000 |
| Provision for loan losses | 70,000 | 145,000 | 220,000 | 295,000 |
| Pretax income | 610,000 | 1,356,000 | 2,170,000 | 2,813,000 |
| Income tax | 29,000 | 76,000 | 128,000 | 107,000 |
| Net income | 581,000 | 1,280,000 | 2,042,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,047,000 | 18,005,000 | 18,512,000 | 19,023,000 |
| Total capital | 19,505,000 | 19,487,000 | 20,050,000 | 20,504,000 |
| Risk-weighted assets | 168,992,000 | 172,895,000 | 176,979,000 | 181,537,000 |