Call reports 2010
RELIABANK DAKOTA — 2010
What RELIABANK DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 162,433,000 | 173,509,000 | 177,797,000 | 201,803,000 |
| Total loans | 135,334,000 | 143,652,000 | 143,303,000 | 150,990,000 |
| Allowance for loan losses | 1,335,000 | 1,394,000 | 1,387,000 | 1,384,000 |
| Securities available for sale | 15,827,000 | 18,644,000 | 17,019,000 | 17,743,000 |
| Securities held to maturity | 82,000 | 80,000 | 79,000 | 67,000 |
| Trading assets | 0 | 0 | 72,000 | 34,000 |
| Total deposits | 134,414,000 | 144,028,000 | 148,227,000 | 170,358,000 |
| Interest-bearing deposits | 118,396,000 | 129,002,000 | 129,140,000 | 148,130,000 |
| Noninterest-bearing deposits | 16,018,000 | 15,026,000 | 19,087,000 | 22,228,000 |
| Equity capital | 14,076,000 | 14,795,000 | 15,928,000 | 17,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,301,000 | 4,728,000 | 7,218,000 | 9,761,000 |
| Interest expense | 766,000 | 1,546,000 | 2,329,000 | 3,129,000 |
| Net interest income | 1,535,000 | 3,182,000 | 4,889,000 | 6,632,000 |
| Noninterest income | 340,000 | 711,000 | 1,175,000 | 1,648,000 |
| Noninterest expense | 1,300,000 | 2,410,000 | 3,663,000 | 5,141,000 |
| Provision for loan losses | 160,000 | 220,000 | 280,000 | 340,000 |
| Pretax income | 415,000 | 1,263,000 | 2,142,000 | 2,236,000 |
| Income tax | 35,000 | 90,000 | 143,000 | 94,000 |
| Net income | 380,000 | 1,173,000 | 1,999,000 | 2,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,515,000 | 15,973,000 | 16,799,000 | 17,467,000 |
| Total capital | 16,850,000 | 17,367,000 | 18,186,000 | 18,851,000 |
| Risk-weighted assets | 147,653,000 | 158,815,000 | 158,931,000 | 169,074,000 |