Call reports 2006
RELIABANK DAKOTA — 2006
What RELIABANK DAKOTA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 105,780,000 | 109,220,000 | 109,374,000 | 114,905,000 |
| Total loans | 79,983,000 | 84,142,000 | 83,183,000 | 86,613,000 |
| Allowance for loan losses | 1,073,000 | 1,128,000 | 1,166,000 | 1,176,000 |
| Securities available for sale | 19,814,000 | 18,149,000 | 17,580,000 | 17,378,000 |
| Securities held to maturity | 157,000 | 154,000 | 151,000 | 142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,640,000 | 85,924,000 | 84,184,000 | 95,066,000 |
| Interest-bearing deposits | 73,792,000 | 75,059,000 | 72,510,000 | 82,588,000 |
| Noninterest-bearing deposits | 10,848,000 | 10,865,000 | 11,674,000 | 12,478,000 |
| Equity capital | 10,975,000 | 11,237,000 | 12,018,000 | 12,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,799,000 | 3,801,000 | 5,800,000 | 7,886,000 |
| Interest expense | 626,000 | 1,313,000 | 2,162,000 | 3,042,000 |
| Net interest income | 1,173,000 | 2,488,000 | 3,638,000 | 4,844,000 |
| Noninterest income | 258,000 | 516,000 | 759,000 | 975,000 |
| Noninterest expense | 981,000 | 1,999,000 | 2,810,000 | 3,727,000 |
| Provision for loan losses | 30,000 | 56,000 | 80,000 | 84,000 |
| Pretax income | 420,000 | 949,000 | 1,507,000 | 2,010,000 |
| Income tax | 27,000 | 69,000 | 105,000 | 100,000 |
| Net income | 393,000 | 880,000 | 1,402,000 | 1,910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,010,000 | 11,447,000 | 11,969,000 | 12,040,000 |
| Total capital | 12,083,000 | 12,575,000 | 13,135,000 | 13,216,000 |
| Risk-weighted assets | 88,995,000 | 92,425,000 | 93,044,000 | 96,597,000 |