Call reports 2002
RELIABANK DAKOTA — 2002
What RELIABANK DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 90,085,000 | 95,437,000 | 97,094,000 | 98,145,000 |
| Total loans | 67,033,000 | 73,555,000 | 74,480,000 | 73,349,000 |
| Allowance for loan losses | 690,000 | 831,000 | 882,000 | 910,000 |
| Securities available for sale | 14,227,000 | 13,447,000 | 13,234,000 | 12,627,000 |
| Securities held to maturity | 1,036,000 | 908,000 | 834,000 | 734,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,350,000 | 79,471,000 | 80,101,000 | 83,154,000 |
| Interest-bearing deposits | 67,582,000 | 72,762,000 | 72,818,000 | 74,370,000 |
| Noninterest-bearing deposits | 6,768,000 | 6,709,000 | 7,283,000 | 8,785,000 |
| Equity capital | 6,677,000 | 6,901,000 | 7,881,000 | 8,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,095,000 | 4,747,000 | 6,394,000 |
| Interest expense | 725,000 | 1,487,000 | 2,270,000 | 3,024,000 |
| Net interest income | 806,000 | 1,608,000 | 2,477,000 | 3,370,000 |
| Noninterest income | 133,000 | 267,000 | 400,000 | 514,000 |
| Noninterest expense | 630,000 | 1,259,000 | 1,857,000 | 2,519,000 |
| Provision for loan losses | 45,000 | 305,000 | 365,000 | 425,000 |
| Pretax income | 264,000 | 332,000 | 675,000 | 1,016,000 |
| Income tax | 18,000 | 33,000 | 57,000 | 31,000 |
| Net income | 246,000 | 299,000 | 618,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,584,000 | 6,569,000 | 7,319,000 | 7,654,000 |
| Total capital | 7,274,000 | 7,400,000 | 8,201,000 | 8,564,000 |
| Risk-weighted assets | 68,573,000 | 73,963,000 | 75,378,000 | 75,762,000 |