Call reports 2001
RELIABANK DAKOTA — 2001
What RELIABANK DAKOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,608,000 | 86,560,000 | 88,038,000 | 85,824,000 |
| Total loans | 57,959,000 | 61,858,000 | 61,045,000 | 61,440,000 |
| Allowance for loan losses | 705,000 | 711,000 | 615,000 | 643,000 |
| Securities available for sale | 18,620,000 | 17,177,000 | 15,333,000 | 16,335,000 |
| Securities held to maturity | 1,523,000 | 1,438,000 | 1,324,000 | 1,184,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,425,000 | 72,597,000 | 73,798,000 | 72,972,000 |
| Interest-bearing deposits | 63,999,000 | 67,481,000 | 68,245,000 | 65,238,000 |
| Noninterest-bearing deposits | 5,426,000 | 5,116,000 | 5,553,000 | 7,734,000 |
| Equity capital | 6,364,000 | 6,396,000 | 6,507,000 | 6,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,635,000 | 3,334,000 | 5,004,000 | 6,628,000 |
| Interest expense | 931,000 | 1,882,000 | 2,814,000 | 3,665,000 |
| Net interest income | 704,000 | 1,452,000 | 2,190,000 | 2,963,000 |
| Noninterest income | 135,000 | 274,000 | 387,000 | 502,000 |
| Noninterest expense | 546,000 | 1,093,000 | 1,648,000 | 2,194,000 |
| Provision for loan losses | 23,000 | 45,000 | 172,000 | 258,000 |
| Pretax income | 270,000 | 588,000 | 757,000 | 1,013,000 |
| Income tax | 17,000 | 36,000 | 55,000 | 60,000 |
| Net income | 253,000 | 552,000 | 702,000 | 953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,970,000 | 6,024,000 | 6,088,000 | 6,338,000 |
| Total capital | 6,675,000 | 6,735,000 | 6,703,000 | 6,981,000 |
| Risk-weighted assets | 65,399,000 | 66,991,000 | 63,332,000 | 63,698,000 |