Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Total assets | 16,206,000 | 16,458,000 |
| Total loans | 14,067,000 | 14,200,000 |
| Allowance for loan losses | 142,000 | 140,000 |
| Securities available for sale | 100,000 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 13,218,000 | 13,518,000 |
| Interest-bearing deposits | 12,142,000 | 12,449,000 |
| Noninterest-bearing deposits | 1,076,000 | 1,069,000 |
| Equity capital | 2,843,000 | 2,790,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Interest income | 316,000 | 629,000 |
| Interest expense | 182,000 | 349,000 |
| Net interest income | 134,000 | 280,000 |
| Noninterest income | 18,000 | 45,000 |
| Noninterest expense | 130,000 | 261,000 |
| Provision for loan losses | 15,000 | 112,000 |
| Pretax income | 7,000 | -48,000 |
| Income tax | 0 | -2,000 |
| Net income | 7,000 | -46,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 |
|---|---|---|
| Tier 1 capital | 2,843,000 | 2,790,000 |
| Total capital | 2,985,000 | 2,930,000 |
| Risk-weighted assets | 13,690,000 | 13,811,000 |