Call reports 2012
FIRST STATE BANK OF JOPLIN — 2012
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 186,767,000 | 177,526,000 | 172,509,000 |
| Total loans | 85,294,000 | 86,189,000 | 82,395,000 |
| Allowance for loan losses | 2,630,000 | 2,628,000 | 2,559,000 |
| Securities available for sale | 77,238,000 | 72,370,000 | 71,780,000 |
| Securities held to maturity | 279,000 | 243,000 | 215,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 163,271,000 | 153,936,000 | 148,444,000 |
| Interest-bearing deposits | 125,264,000 | 120,201,000 | 115,905,000 |
| Noninterest-bearing deposits | 38,007,000 | 33,735,000 | 32,539,000 |
| Equity capital | 21,230,000 | 21,491,000 | 22,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,666,000 | 3,299,000 | 4,858,000 |
| Interest expense | 126,000 | 243,000 | 353,000 |
| Net interest income | 1,540,000 | 3,056,000 | 4,505,000 |
| Noninterest income | 405,000 | 819,000 | 1,229,000 |
| Noninterest expense | 1,362,000 | 2,754,000 | 4,087,000 |
| Provision for loan losses | 8,000 | 8,000 | -62,000 |
| Pretax income | 674,000 | 1,517,000 | 2,174,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 674,000 | 1,517,000 | 2,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 18,808,000 | 19,051,000 | 19,308,000 |
| Total capital | 19,917,000 | 20,148,000 | 20,355,000 |
| Risk-weighted assets | 88,222,000 | 86,256,000 | 82,252,000 |