Call reports 2011
FIRST STATE BANK OF JOPLIN — 2011
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 165,301,000 | 193,495,000 | 195,581,000 | 185,754,000 |
| Total loans | 93,162,000 | 92,471,000 | 85,603,000 | 84,645,000 |
| Allowance for loan losses | 2,612,000 | 2,703,000 | 2,658,000 | 2,623,000 |
| Securities available for sale | 51,263,000 | 66,862,000 | 78,316,000 | 80,432,000 |
| Securities held to maturity | 495,000 | 483,000 | 452,000 | 336,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,369,000 | 169,306,000 | 169,762,000 | 160,468,000 |
| Interest-bearing deposits | 113,154,000 | 130,175,000 | 127,377,000 | 122,245,000 |
| Noninterest-bearing deposits | 29,215,000 | 39,131,000 | 42,385,000 | 38,223,000 |
| Equity capital | 18,553,000 | 19,680,000 | 21,259,000 | 20,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,824,000 | 3,654,000 | 5,462,000 | 7,184,000 |
| Interest expense | 191,000 | 369,000 | 516,000 | 655,000 |
| Net interest income | 1,633,000 | 3,285,000 | 4,946,000 | 6,529,000 |
| Noninterest income | 366,000 | 734,000 | 1,154,000 | 1,693,000 |
| Noninterest expense | 1,346,000 | 2,649,000 | 3,972,000 | 5,341,000 |
| Provision for loan losses | 75,000 | 125,000 | 75,000 | 75,000 |
| Pretax income | 576,000 | 1,418,000 | 2,226,000 | 2,995,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 576,000 | 1,418,000 | 2,226,000 | 2,995,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,965,000 | 18,407,000 | 18,765,000 | 18,434,000 |
| Total capital | 19,346,000 | 19,851,000 | 20,185,000 | 19,552,000 |
| Risk-weighted assets | 109,247,000 | 115,260,000 | 113,432,000 | 87,938,000 |