Call reports 2010
FIRST STATE BANK OF JOPLIN — 2010
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 175,326,000 | 170,524,000 | 168,697,000 | 171,542,000 |
| Total loans | 108,715,000 | 105,310,000 | 103,980,000 | 98,854,000 |
| Allowance for loan losses | 2,351,000 | 2,450,000 | 2,597,000 | 2,589,000 |
| Securities available for sale | 41,965,000 | 40,473,000 | 42,712,000 | 46,932,000 |
| Securities held to maturity | 428,000 | 0 | 0 | 503,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,858,000 | 145,502,000 | 142,870,000 | 146,961,000 |
| Interest-bearing deposits | 114,502,000 | 110,476,000 | 108,403,000 | 110,524,000 |
| Noninterest-bearing deposits | 35,356,000 | 35,026,000 | 34,467,000 | 36,437,000 |
| Equity capital | 17,965,000 | 18,388,000 | 19,118,000 | 17,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,064,000 | 4,052,000 | 6,003,000 | 7,910,000 |
| Interest expense | 320,000 | 604,000 | 851,000 | 1,072,000 |
| Net interest income | 1,744,000 | 3,448,000 | 5,152,000 | 6,838,000 |
| Noninterest income | 344,000 | 726,000 | 1,008,000 | 1,295,000 |
| Noninterest expense | 1,334,000 | 2,751,000 | 4,108,000 | 5,399,000 |
| Provision for loan losses | 253,000 | 328,000 | 428,000 | 497,000 |
| Pretax income | 679,000 | 1,384,000 | 2,230,000 | 2,953,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 679,000 | 1,384,000 | 2,230,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,965,000 | 17,320,000 | 17,691,000 | 17,764,000 |
| Total capital | 18,429,000 | 18,734,000 | 19,108,000 | 19,154,000 |
| Risk-weighted assets | 116,196,000 | 112,086,000 | 112,148,000 | 109,991,000 |