Call reports 2009
FIRST STATE BANK OF JOPLIN — 2009
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 176,613,000 | 174,766,000 | 174,668,000 | 178,151,000 |
| Total loans | 108,217,000 | 106,343,000 | 106,019,000 | 105,101,000 |
| Allowance for loan losses | 1,425,000 | 1,652,000 | 2,050,000 | 2,098,000 |
| Securities available for sale | 40,009,000 | 45,719,000 | 41,962,000 | 45,967,000 |
| Securities held to maturity | 248,000 | 414,000 | 419,000 | 423,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,659,000 | 146,224,000 | 145,388,000 | 149,338,000 |
| Interest-bearing deposits | 116,922,000 | 114,611,000 | 112,752,000 | 116,748,000 |
| Noninterest-bearing deposits | 31,737,000 | 31,613,000 | 32,636,000 | 32,590,000 |
| Equity capital | 17,495,000 | 17,548,000 | 18,235,000 | 17,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,257,000 | 4,494,000 | 6,718,000 | 8,827,000 |
| Interest expense | 549,000 | 1,025,000 | 1,428,000 | 1,794,000 |
| Net interest income | 1,708,000 | 3,469,000 | 5,290,000 | 7,033,000 |
| Noninterest income | 375,000 | 718,000 | 1,099,000 | 1,479,000 |
| Noninterest expense | 1,357,000 | 2,690,000 | 3,997,000 | 5,228,000 |
| Provision for loan losses | 330,000 | 560,000 | 1,006,000 | 1,238,000 |
| Pretax income | 561,000 | 1,185,000 | 1,934,000 | 2,763,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 561,000 | 1,185,000 | 1,934,000 | 2,763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,509,000 | 16,807,000 | 17,106,000 | 16,986,000 |
| Total capital | 17,934,000 | 18,296,000 | 18,690,000 | 18,729,000 |
| Risk-weighted assets | 119,526,000 | 118,948,000 | 126,236,000 | 139,593,000 |