Call reports 2008
FIRST STATE BANK OF JOPLIN — 2008
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 166,791,000 | 165,078,000 | 173,854,000 | 172,792,000 |
| Total loans | 106,104,000 | 104,152,000 | 110,142,000 | 106,409,000 |
| Allowance for loan losses | 1,173,000 | 1,124,000 | 1,030,000 | 1,186,000 |
| Securities available for sale | 36,357,000 | 37,880,000 | 41,117,000 | 43,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,604,000 | 137,614,000 | 145,672,000 | 140,666,000 |
| Interest-bearing deposits | 114,416,000 | 111,771,000 | 119,503,000 | 109,590,000 |
| Noninterest-bearing deposits | 24,188,000 | 25,843,000 | 26,169,000 | 31,076,000 |
| Equity capital | 16,050,000 | 15,366,000 | 16,033,000 | 17,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,587,000 | 5,118,000 | 7,669,000 | 10,069,000 |
| Interest expense | 800,000 | 1,473,000 | 2,106,000 | 2,719,000 |
| Net interest income | 1,787,000 | 3,645,000 | 5,563,000 | 7,350,000 |
| Noninterest income | 350,000 | 722,000 | 1,110,000 | 1,482,000 |
| Noninterest expense | 1,502,000 | 2,884,000 | 4,249,000 | 5,583,000 |
| Provision for loan losses | 0 | 170,000 | 481,000 | 731,000 |
| Pretax income | 687,000 | 1,365,000 | 1,995,000 | 2,595,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 687,000 | 1,365,000 | 1,995,000 | 2,595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,314,000 | 15,642,000 | 15,971,000 | 16,272,000 |
| Total capital | 16,487,000 | 16,766,000 | 17,001,000 | 17,458,000 |
| Risk-weighted assets | 114,069,000 | 112,830,000 | 113,212,000 | 115,864,000 |