Call reports 2007
FIRST STATE BANK OF JOPLIN — 2007
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 140,825,000 | 144,446,000 | 143,541,000 | 150,058,000 |
| Total loans | 96,865,000 | 99,940,000 | 100,389,000 | 101,983,000 |
| Allowance for loan losses | 1,311,000 | 1,306,000 | 1,345,000 | 1,177,000 |
| Securities available for sale | 24,138,000 | 25,000,000 | 24,585,000 | 28,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,621,000 | 122,581,000 | 125,380,000 | 126,080,000 |
| Interest-bearing deposits | 95,025,000 | 97,232,000 | 100,253,000 | 100,812,000 |
| Noninterest-bearing deposits | 26,596,000 | 25,349,000 | 25,127,000 | 25,268,000 |
| Equity capital | 15,225,000 | 14,892,000 | 15,163,000 | 15,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,473,000 | 5,078,000 | 7,760,000 | 10,371,000 |
| Interest expense | 719,000 | 1,476,000 | 2,322,000 | 3,114,000 |
| Net interest income | 1,754,000 | 3,602,000 | 5,438,000 | 7,257,000 |
| Noninterest income | 378,000 | 793,000 | 1,113,000 | 1,451,000 |
| Noninterest expense | 1,429,000 | 2,817,000 | 4,199,000 | 5,524,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 110,000 |
| Pretax income | 703,000 | 1,580,000 | 2,314,000 | 3,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 703,000 | 1,580,000 | 2,314,000 | 3,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,177,000 | 15,354,000 | 15,288,000 | 15,250,000 |
| Total capital | 16,488,000 | 16,660,000 | 16,587,000 | 16,427,000 |
| Risk-weighted assets | 108,284,000 | 104,499,000 | 103,842,000 | 106,356,000 |