Call reports 2006
FIRST STATE BANK OF JOPLIN — 2006
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 132,305,000 | 118,538,000 | 113,441,000 | 138,635,000 |
| Total loans | 87,799,000 | 88,974,000 | 85,251,000 | 97,540,000 |
| Allowance for loan losses | 1,084,000 | 1,084,000 | 1,099,000 | 1,331,000 |
| Securities available for sale | 12,648,000 | 12,706,000 | 13,546,000 | 18,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,977,000 | 101,086,000 | 97,357,000 | 119,153,000 |
| Interest-bearing deposits | 93,245,000 | 79,003,000 | 74,074,000 | 91,260,000 |
| Noninterest-bearing deposits | 21,732,000 | 22,083,000 | 23,283,000 | 27,893,000 |
| Equity capital | 11,657,000 | 11,693,000 | 11,940,000 | 15,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 4,043,000 | 6,162,000 | 9,975,000 |
| Interest expense | 537,000 | 1,131,000 | 1,718,000 | 2,867,000 |
| Net interest income | 1,434,000 | 2,912,000 | 4,444,000 | 7,108,000 |
| Noninterest income | 336,000 | 825,000 | 1,144,000 | 1,641,000 |
| Noninterest expense | 1,218,000 | 2,513,000 | 3,774,000 | 5,737,000 |
| Provision for loan losses | 5,000 | 15,000 | 25,000 | 104,000 |
| Pretax income | 542,000 | 1,204,000 | 1,784,000 | 2,903,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 542,000 | 1,204,000 | 1,784,000 | 2,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,770,000 | 11,933,000 | 12,012,000 | 15,074,000 |
| Total capital | 12,854,000 | 13,017,000 | 13,082,000 | 16,405,000 |
| Risk-weighted assets | 90,467,000 | 88,824,000 | 85,561,000 | 107,944,000 |