Call reports 2005
FIRST STATE BANK OF JOPLIN — 2005
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 112,081,000 | 117,051,000 | 121,132,000 | 120,838,000 |
| Total loans | 99,099,000 | 96,593,000 | 92,605,000 | 89,213,000 |
| Allowance for loan losses | 1,109,000 | 1,102,000 | 1,103,000 | 1,090,000 |
| Securities available for sale | 3,043,000 | 2,157,000 | 4,227,000 | 12,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,400,000 | 100,132,000 | 103,999,000 | 103,527,000 |
| Interest-bearing deposits | 72,176,000 | 73,847,000 | 77,109,000 | 78,135,000 |
| Noninterest-bearing deposits | 23,224,000 | 26,285,000 | 26,890,000 | 25,392,000 |
| Equity capital | 11,220,000 | 11,347,000 | 11,457,000 | 11,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,600,000 | 3,319,000 | 5,145,000 | 7,118,000 |
| Interest expense | 290,000 | 626,000 | 1,013,000 | 1,463,000 |
| Net interest income | 1,310,000 | 2,693,000 | 4,132,000 | 5,655,000 |
| Noninterest income | 272,000 | 621,000 | 923,000 | 1,208,000 |
| Noninterest expense | 1,099,000 | 2,250,000 | 3,421,000 | 4,474,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 482,000 | 1,062,000 | 1,632,000 | 2,387,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 482,000 | 1,062,000 | 1,632,000 | 2,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,199,000 | 11,329,000 | 11,448,000 | 11,703,000 |
| Total capital | 12,308,000 | 12,431,000 | 12,551,000 | 12,793,000 |
| Risk-weighted assets | 95,333,000 | 94,278,000 | 100,235,000 | 97,161,000 |