Call reports 2004
FIRST STATE BANK OF JOPLIN — 2004
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,447,000 | 112,388,000 | 113,349,000 | 113,886,000 |
| Total loans | 90,819,000 | 91,754,000 | 96,280,000 | 99,112,000 |
| Allowance for loan losses | 1,079,000 | 1,087,000 | 1,154,000 | 1,108,000 |
| Securities available for sale | 4,841,000 | 4,177,000 | 3,651,000 | 3,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,661,000 | 95,226,000 | 95,936,000 | 95,016,000 |
| Interest-bearing deposits | 74,807,000 | 75,670,000 | 75,499,000 | 72,897,000 |
| Noninterest-bearing deposits | 20,854,000 | 19,556,000 | 20,437,000 | 22,119,000 |
| Equity capital | 11,300,000 | 11,287,000 | 11,245,000 | 11,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,031,000 | 4,546,000 | 6,132,000 |
| Interest expense | 274,000 | 550,000 | 830,000 | 1,109,000 |
| Net interest income | 1,244,000 | 2,481,000 | 3,716,000 | 5,023,000 |
| Noninterest income | 264,000 | 527,000 | 775,000 | 895,000 |
| Noninterest expense | 945,000 | 1,922,000 | 2,960,000 | 4,042,000 |
| Provision for loan losses | 65,000 | 75,000 | 142,000 | 169,000 |
| Pretax income | 498,000 | 1,011,000 | 1,389,000 | 1,707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 498,000 | 1,011,000 | 1,389,000 | 1,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,163,000 | 11,226,000 | 11,154,000 | 11,022,000 |
| Total capital | 12,242,000 | 12,313,000 | 12,308,000 | 12,130,000 |
| Risk-weighted assets | 89,363,000 | 90,705,000 | 93,294,000 | 96,858,000 |