Call reports 2003
FIRST STATE BANK OF JOPLIN — 2003
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 114,930,000 | 111,779,000 | 110,976,000 | 111,984,000 |
| Total loans | 80,537,000 | 84,297,000 | 87,228,000 | 86,944,000 |
| Allowance for loan losses | 977,000 | 866,000 | 1,062,000 | 1,018,000 |
| Securities available for sale | 8,463,000 | 7,529,000 | 6,104,000 | 5,344,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,629,000 | 95,611,000 | 94,393,000 | 95,423,000 |
| Interest-bearing deposits | 76,048,000 | 73,339,000 | 75,454,000 | 75,174,000 |
| Noninterest-bearing deposits | 19,581,000 | 22,272,000 | 18,939,000 | 20,249,000 |
| Equity capital | 10,848,000 | 10,824,000 | 10,935,000 | 11,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,138,000 | 4,650,000 | 6,107,000 |
| Interest expense | 423,000 | 797,000 | 1,087,000 | 1,373,000 |
| Net interest income | 1,155,000 | 2,341,000 | 3,563,000 | 4,734,000 |
| Noninterest income | 229,000 | 363,000 | 997,000 | 1,256,000 |
| Noninterest expense | 941,000 | 1,862,000 | 3,127,000 | 4,115,000 |
| Provision for loan losses | 0 | 200,000 | 460,000 | 580,000 |
| Pretax income | 443,000 | 642,000 | 973,000 | 1,305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 443,000 | 642,000 | 973,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,603,000 | 10,602,000 | 10,783,000 | 10,990,000 |
| Total capital | 11,580,000 | 11,468,000 | 11,845,000 | 12,008,000 |
| Risk-weighted assets | 87,235,000 | 89,046,000 | 86,176,000 | 86,233,000 |