Call reports 2002
FIRST STATE BANK OF JOPLIN — 2002
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 109,289,000 | 108,956,000 | 116,601,000 | 114,545,000 |
| Total loans | 76,595,000 | 80,075,000 | 83,781,000 | 82,379,000 |
| Allowance for loan losses | 847,000 | 848,000 | 906,000 | 972,000 |
| Securities available for sale | 12,650,000 | 11,008,000 | 10,463,000 | 8,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,475,000 | 87,726,000 | 97,310,000 | 95,159,000 |
| Interest-bearing deposits | 73,900,000 | 70,959,000 | 81,065,000 | 78,185,000 |
| Noninterest-bearing deposits | 16,575,000 | 16,767,000 | 16,245,000 | 16,974,000 |
| Equity capital | 10,389,000 | 10,640,000 | 10,796,000 | 10,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,517,000 | 5,222,000 | 6,894,000 |
| Interest expense | 536,000 | 1,029,000 | 1,532,000 | 2,016,000 |
| Net interest income | 1,260,000 | 2,488,000 | 3,690,000 | 4,878,000 |
| Noninterest income | 223,000 | 434,000 | 720,000 | 942,000 |
| Noninterest expense | 961,000 | 1,887,000 | 2,782,000 | 3,631,000 |
| Provision for loan losses | 35,000 | 76,000 | 111,000 | 147,000 |
| Pretax income | 560,000 | 1,072,000 | 1,630,000 | 2,155,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 560,000 | 1,072,000 | 1,630,000 | 2,155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,240,000 | 10,352,000 | 10,485,000 | 10,585,000 |
| Total capital | 11,087,000 | 11,200,000 | 11,391,000 | 11,557,000 |
| Risk-weighted assets | 80,782,000 | 81,928,000 | 84,736,000 | 84,157,000 |