Call reports 2001
FIRST STATE BANK OF JOPLIN — 2001
What FIRST STATE BANK OF JOPLIN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 109,586,000 | 106,165,000 | 112,799,000 | 114,179,000 |
| Total loans | 76,174,000 | 74,277,000 | 76,913,000 | 76,039,000 |
| Allowance for loan losses | 882,000 | 863,000 | 866,000 | 832,000 |
| Securities available for sale | 12,286,000 | 13,351,000 | 15,168,000 | 15,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,315,000 | 87,543,000 | 93,845,000 | 95,209,000 |
| Interest-bearing deposits | 77,081,000 | 73,793,000 | 75,409,000 | 78,760,000 |
| Noninterest-bearing deposits | 14,234,000 | 13,750,000 | 18,436,000 | 16,449,000 |
| Equity capital | 9,724,000 | 10,027,000 | 10,325,000 | 10,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,195,000 | 4,326,000 | 6,404,000 | 8,333,000 |
| Interest expense | 918,000 | 1,772,000 | 2,555,000 | 3,199,000 |
| Net interest income | 1,277,000 | 2,554,000 | 3,849,000 | 5,134,000 |
| Noninterest income | 232,000 | 473,000 | 728,000 | 991,000 |
| Noninterest expense | 926,000 | 1,811,000 | 2,733,000 | 3,595,000 |
| Provision for loan losses | 100,000 | 110,000 | 140,000 | 160,000 |
| Pretax income | 483,000 | 1,071,000 | 1,666,000 | 2,335,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 483,000 | 1,071,000 | 1,666,000 | 2,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,403,000 | 9,741,000 | 9,861,000 | 10,080,000 |
| Total capital | 10,285,000 | 10,604,000 | 10,727,000 | 10,912,000 |
| Risk-weighted assets | 81,826,000 | 79,619,000 | 86,498,000 | 87,868,000 |