Call reports 2026
FROST BANK — 2026
What FROST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 52,769,892,000 | 53,950,075,000 |
| Total loans | 22,432,424,000 | 22,984,958,000 |
| Allowance for loan losses | 286,215,000 | 283,712,000 |
| Securities available for sale | 16,748,105,000 | 18,047,405,000 |
| Securities held to maturity | 3,406,000,000 | 3,386,007,000 |
| Trading assets | 237,825,000 | 156,314,000 |
| Total deposits | 43,235,075,000 | 43,669,523,000 |
| Interest-bearing deposits | 28,664,346,000 | 28,753,179,000 |
| Noninterest-bearing deposits | 14,570,729,000 | 14,916,344,000 |
| Equity capital | 4,524,619,000 | 4,659,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 578,589,000 | 1,174,383,000 |
| Interest expense | 136,546,000 | 280,690,000 |
| Net interest income | 442,043,000 | 893,693,000 |
| Noninterest income | 135,646,000 | 262,918,000 |
| Noninterest expense | 364,136,000 | 723,094,000 |
| Provision for loan losses | 10,461,000 | 17,485,000 |
| Pretax income | 206,808,000 | 417,005,000 |
| Income tax | 32,808,000 | 67,059,000 |
| Net income | 174,000,000 | 349,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 4,755,250,000 | 4,820,325,000 |
| Total capital | 5,089,547,000 | 5,154,862,000 |
| Risk-weighted assets | 32,961,313,000 | 33,426,004,000 |